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Nearing the Goal

The moment you've prepared for is drawing near, but your financial work continues. As you change your investment focus, here are some things to consider.

Tutorials

These narrated learning aids can help lead you to a better understanding of key investing concepts.

Investing in Retirement
This tutorial examines the risks, strategies, and other important issues faced by investors who are in or near retirement.

iCharts

These animated learning aids bring focused investing and financial concepts to life quickly and memorably.

Investment Volatility and Your Retirement Income Potential
Discover how the specific timing of market ups and downs can affect long-term financial security in retirement.

Making Your Nest Egg Last
This chart illustrates how long your money might last under various distribution scenarios.

Inflation's Impact on Your Retirement Income Needs
Learn about the effect price increases can have on an individual's annual retirement income requirement over the course of time.

Articles

Frequently Asked Retirement Income Questions
A scannable list of frequently asked questions about retirement income planning with plain-English answers.

Redefining Retirement in the 21st Century
The traditional approach to planning for retirement may well be already obsolete. This article explains the parameters of the "new retirement."

Strategies for Building a Laddered Retirement Portfolio
A look at different types of bond laddering strategies and how they can be used to reach specific portfolio management objectives, such as creating a long-term income stream.

Our Children Have Left Home, and We're Empty Nesters. How Can We Catch Up With Our Retirement Planning?
One way to potentially accelerate retirement saving is to contribute to a 401(k) plan or an IRA.

Retirement Savings Tips for Those 50+
Investors age 50 and older have opportunities to enhance their financial preparation for retirement.

Asset Allocation in the Golden Years
When you retire, your asset allocation needs may change. This article looks at three different retirement allocation scenarios and how they may meet the needs of different investors.

Nearing Retirement? Financial Planning Is Critical
This article discusses critical planning issues that may need to be addressed with a financial professional prior to retiring.

Calculators

Cash Distribution
Calculates the effects of taking a cash distribution from a retirement plan.

Income Planner
How much income can you expect in retirement? This calculator will help you estimate how much you can afford to spend each year, based on how long you want your savings to last.

Projected Retirement Expense
Calculates expected retirement expenses based on inflation rates in individual categories.

Projected Retirement Income
Calculates the amount of income you can expect during retirement.

Social Security Income
How much can you expect to receive in Social Security when you retire? This calculator will help you estimate your Social Security benefits.

This material is the property of DST Retirement Solutions, LLC, an SS&C company ("SS&C") and is used with permission. This information is provided to you as educational material designed to assist you with a better understanding of retirement planning. It is taken from sources believed to be reliable, but which are not guaranteed. Ameritas Life Insurance Corp. (Ameritas Life) is not responsible for the content of this material, and does not guarantee the accuracy, adequacy, completeness or availability of the information provided. Ameritas Life is not responsible for any errors or omissions or for the results obtained from use of such information. This material is not intended to provide tax, legal or accounting advice. Plan sponsors and participants should consult with their own accounting, tax, or legal professionals before making decisions regarding their financial and retirement planning needs.

SS&C is not an affiliate of Ameritas Life Insurance Corp.