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Just Starting Out

Creating retirement security takes a lifetime of work. Start here to learn how you could build a strong foundation for your future.

Tutorials

These narrated learning aids can help lead you to a better understanding of key investing concepts.

Managing Debt and Credit
Learn about the different types of debt and credit, how to use them wisely, and how to get out and stay out of debt.

iCharts

These animated learning aids bring focused investing and financial concepts to life quickly and memorably.

Putting Time on Your Side
See how the power of compounding is such a critical factor when it comes to pursuing your retirement savings goals.

The Big Difference a Little Bit Extra Could Make
See how increasing your retirement account contribution by only a little could potentially boost your account balance by thousands over time.

Articles

Retirement Confidence Rebounds for Those Who Plan
Confidence in having a comfortable retirement continues to rise among workers who contribute to retirement accounts.

I'm Getting Married. How Could Marriage Potentially Affect My Finances?
Marriage affects your ability to build wealth, plan for retirement, plan your estate, and capitalize on tax and insurance-related benefits.

Put Savings (and Yourself) First with a Budget
Personal savings are essential to ensure a comfortable future. Learn how to track monthly expenses with a budget and potentially free up cash for saving.

Starting Out: Begin Funding for Your Financial Security
This financial planning overview for those just entering the workforce offers tips on saving, budgeting, insurance, and paying off student loans.

Calculators

401(k) Contribution
You want to save for retirement and take advantage of your employer's match in your 401(k) plan, but you aren't sure you can afford to. You may be surprised to see how contributing to your 401(k) will increase your income without taking a big bite out of your paycheck.

Cost of Debt
What is the true cost of an installment loan? This calculator will help you estimate your payments and total overall cost.

Cost of Waiting
Calculate how much more you'd need to contribute each year to reach your retirement goal if you put off saving for retirement.

Find the Money to Invest
Where can you find the money to put away? This calculator will show the powerful benefits of making small changes in your spending habits.

This material is the property of DST Retirement Solutions, LLC, an SS&C company ("SS&C") and is used with permission. This information is provided to you as educational material designed to assist you with a better understanding of retirement planning. It is taken from sources believed to be reliable, but which are not guaranteed. Ameritas Life Insurance Corp. (Ameritas Life) is not responsible for the content of this material, and does not guarantee the accuracy, adequacy, completeness or availability of the information provided. Ameritas Life is not responsible for any errors or omissions or for the results obtained from use of such information. This material is not intended to provide tax, legal or accounting advice. Plan sponsors and participants should consult with their own accounting, tax, or legal professionals before making decisions regarding their financial and retirement planning needs.

SS&C is not an affiliate of Ameritas Life Insurance Corp.